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FOCUS ON BENEFITS
FULL SERVICE FINANCIAL PLANNING AND ADVICE
As teachers we often are so busy that we forget to plan for our financial future. With the volatility in the financial markets today, a good financial plan is essential in providing you a secure future and peace of mind. PET has chosen to endorse VALIC / American General Financial Advisors (AGFA) based on their long-term commitment to educators and the excellent personal service and counseling available anywhere throughout the state. With AGFA we have access to a broad range of mutual funds and insurance products from leading financial organizations.
Your local financial advisor can assist you in developing a comprehensive cash management program that can include college planning, retirement planning, tax planning, risk management, and a complete brokerage account. Let our VALIC /American General Financial Advisor help you remove the stress form your financial future and allow you to focus on your classroom. AGFA is registered in all fifty states and all representatives are highly trained financial professionals. To find the local financial professional for your area call Allan Cameron, CFP, District Manager at (865) 560-0620 or (800) 448-2542.
TAX-DEFERRED ANNUITIES/403(B) PLANS
Often referred to as a "401(k) for teachers" a 403(b) Tax-Deferred Annuity is often the first step in saving you money on your taxes and preparing for a secure retirement. The VALIC retirement plan endorsed by PET provides you access to many excellent investments with investment companies such as Vanguard, Janus, Invesco, Putnam, North American and more. VALIC was the first company to provide these plans to teachers (beginning in 1955) and is the largest provider of 403(b) plans to teachers nationally. Your local American General Financial Advisor can assist you in making the right choices for your personal
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2001 NATIONAL PTA CONVENTION, BALTIMORE, JUNE 23-26
The message of the keynote speakers this year was a complete departure from the messages at previous National PTA conventions. For the last eight years, the predominant message encouraged parents to rely on the "village" to raise our children. In addition, the PTA audiences were encouraged to seek increased funding from the government- money which we somehow deserved, and which was deemed critical to help us do our jobs as parents.
Dr. Benjamin Carson, the director of pediatric neurosurgery at the Johns Hopkins Medical Institutions, emphasized personal individual responsibility, completely rejecting the concept of excuses and blame that are so often a part of the it-takes-a-village concept where no one is really accountable. Carson credited his mother for instilling in him and his brother the importance of reading, even though they discovered years later, that she could not read. While Carson doesn't begrudge athletes for their accomplishments, he feels strongly that academic achievers should be rewarded similarly. To this end, he and his wife established the Carson Scholars Fund, a scholarship program to honor the academic achievement of exemplary students.
Carson encourages students and parents to THINK BIG, his philosophy for success in life. T is for the talent that each of us has. And since very few of us can be sports or entertainment stars, Carson urges parents to encourage their children to strive for academic achievement. H is for honesty. I is for insight, which comes from listening and learning from others. Carson issued a challenge to us in the audience: Be nice to everyone for one week to see the difference it makes. K is for knowledge. As he often did throughout his remarks, Carson quoted Solomon who said knowledge, wisdom and understanding are valuable God- given talents. Not surprisingly, B is for books; reading is an invaluable mechanism for obtaining success. I is for in-depth learning as opposed to superficial learning, which he characterizes as cramming for a test only to know nothing three weeks later. To Carson, this explains why American students are academically so far behind students in other nations. The last letter G is for God. Stressing that "God is an important part of who we are," Carson dismissed the current politically correct idea that we cannot talk about God in public- including public schools.
Despite his numerous professional accomplishments, Dr. Carson emphasizes that parenting is the most important job in the world. Along with his motivational speeches- often to hundreds of minority students and other black parents- Carson inspires his audiences to THINK BIG ."Accomplished people take responsibility, " he said; " unaccomplished people have excuses!" Perhaps better known as the father of golf champion Tiger Woods, Earl Woods, addressed the PTA audience with a similar message. In fact, at one time , he asked the audience "Who is responsible for raising your children?"
Although taken by surprise, most of the mothers and the handful of fathers in the audience responded by answering "I am". Woods then reiterated: "You are responsible for raising your children. Not the school, not anyone else. You are!"
In his emotional appeal, Woods emphasized that "every kid has a right to the dreams of America and they have a right to accept the responsibilities that go with those dreams." He chastised parents who give up on kids too easily and who turn over their parenting responsibilities to others. Without abandoning their parents roles. Woods encouraged the PTA and its members to participate in the nationwide character development program for 11-14 year olds. The program is a partnership between the Tiger Woods Foundation and Target Stores that help kids establish a set of positive core values that will guide them throughout life and develop their potential for success.
-Mike Antonucci
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